The Florida Public Hurricane Loss Model - 1626 Words

The engineering component of the Florida Public Hurricane Loss Model predicts wind and rain damage to a variety of modelled building configurations in an effort to model hurricane losses. The program uses a Monte Carlo approach to probabilistically simulating damage to the exterior components of the models, but currently assigns costs to the damaged components deterministically. This implementation does not capture variations in component costs and building values. This paper investigates replacing the deterministic costing with probabilistic relationships to more accurately reflect the uncertainty of the vulnerability outputs. The results indicate that cost variations do not significantly impact the variation of the vulnerability results. The conclusion of the paper presents possible explanations for this and recommendations for further investigation. The Florida Public Hurricane Loss Model (FPHLM) is a catastrophe model that predicts hurricane related insured losses to residential infrastructure in the state of Florida. Currently, the model analyses three different types of properties: personal residential buildings (single family buildings), commercial residential low rise buildings (multi-family buildings), and commercial residential mid/high rise buildings (buildings in excess of 3 stories that house multiple families). The models consist of a meteorological (hazard) component, an engineering (building vulnerability) component, and an actuarial component. The FPHLMShow MoreRelatedThe Hazards Of South Florida1335 Words   |  6 PagesSouth Florida is home to 5.8 million residents. This area consists of Miami-Dade County, Broward County, and Palm Beach County. Through out the year these residents and also tourists have to deal with different hazards. I will be choosing Fort Lauderdale as my community. 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